Saving 10% percent for ten years could help with early retirement if you are using an investment advisor who capitalizes on good investments. But the plan doesn't yield much interest if investments are only in bank savings accounts. TopOfBook recently rated King Financial Coporation in Concord, NC  and Durso Financial Planners in Charlotte, NC  as the top two financial advisors. But what about those of us who are starting from the beginning?

Here's what to do if you don't have enough money to hire a financial advisor

Retirement planning is a strategic discipline practiced by CFP™ practitioners and financial planners with the ability to create an investment portfolio with your long-term objectives in mind. Investors need to be realistic, but they also need to be aware of unique investment opportunities which could yield higher interest.